Maya – savings, loans, cards​

Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can save money and earn up to 15% interest p.a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.

SAVE​

• BSP-licensed digital banking with a twist? You bet.

• Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

SHOP & PAY​

• All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.

• Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.

INVEST​

• You’ve got plenty of ways to explore your money's potential through crypto and funds.

• Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​

• Makes trading cryptocurrency a lot easier with Maya.

BORROW​

• When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.

• Approval is subject to credit evaluation. See below for loan terms.*​

*Loan Terms​

• Credit limit amount: P15,000 - P250,000​

• Monthly add-on interest rate: 0.77% - 2.57%​

• Monthly effective interest rate: 1.4% - 4.25%​

• Tenure: 6 - 24 months​

• Max. annual APR: 30.78%​

• Applicable DST and other fees: Waived​

• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​

• Loan amount: P25,000​

• Monthly add-on interest rate: 0.83%​

• Tenure: 6 months​

• DST/fees: P0​

• Monthly installment amount: P4,374.17​

• Total repayment amount: P26,239.19​

• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​

• (+632) 8845 7788​

• 1800 1084 57788 toll-free​

• *788 for free using Smart​

• Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines