Maya – savings, loans, cards​

Maya is a digital banking application designed to provide users with a comprehensive suite of financial services. Available for the Android platform, Maya combines the functionality of a traditional bank with the convenience of a digital wallet. Users can download Maya to access various features including savings, loans, and the ability to make purchases using a card.

The savings component of Maya allows users to earn interest on their deposits. Maya offers competitive interest rates, with users able to earn up to 15% per annum. This interest is credited daily, enabling account holders to see their savings grow in real-time. Maya operates under the regulations of the Bangko Sentral ng Pilipinas, ensuring that deposits are secure and insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor.

In addition to savings, Maya provides options for personal loans. Users can apply for loans up to P250,000 instantly, making it a practical solution for those who need quick access to funds. The application process is straightforward, with approval subject to a credit evaluation. For smaller financial needs, Maya Easy Credit allows users to borrow up to P18,000. Loan terms vary, with a tenure of 6 to 24 months, and the monthly add-on interest rate ranges from 0.77% to 2.57%. This flexibility makes it easier for users to manage their budgets effectively.

Maya also features a debit card that can be used for transactions worldwide. Users can shop online or at physical stores, and they have the option to scan any QR code for payments. This functionality simplifies the payment process, allowing users to make transactions directly from their Maya wallet. The card is designed for both local and international use, making it a versatile financial tool.

Investing is another integral aspect of the Maya app. Users can explore various investment opportunities, including cryptocurrencies such as Bitcoin and Ethereum, as well as traditional funds. The platform allows individuals to buy, sell, and trade cryptocurrencies with minimal investment amounts, starting as low as P1. For those interested in more traditional investments, Maya Funds enables users to invest in prominent companies for amounts starting at P50. This accessibility encourages users to engage with their finances and explore different investment avenues.

The app includes a range of wallet features that enhance users' financial management capabilities. These features allow users to send money, pay bills, and manage their overall financial transactions seamlessly. The integration of multiple functionalities into one app provides a user-friendly experience, reducing the need for multiple financial applications.

Security is a priority for Maya. The app employs various security measures to protect users' financial information and transactions. Users can have peace of mind knowing that their data is safeguarded while they utilize the app's services. The licensed status of Maya under the Bangko Sentral ng Pilipinas further reinforces its commitment to regulatory compliance and user safety.

Maya's user interface is designed for ease of use, accommodating both new users and those familiar with digital banking. The app is intuitive, allowing users to navigate through different features without difficulty. Customer support is also readily available through the app’s Help Center, where users can find assistance for any issues or inquiries they may have.

For those seeking to enhance their financial literacy, the app provides resources and information about managing money, saving strategies, and investment options. This educational aspect empowers users to make informed decisions regarding their finances.

Maya represents a modern approach to banking, combining essential financial services in one accessible platform. With its emphasis on savings, loans, and investment opportunities, the app caters to a diverse audience looking to manage their finances effectively. The convenience of mobile banking, coupled with the security and regulatory oversight, makes Maya a valuable tool for individuals aiming to simplify their financial lives.

Downloading Maya opens up a world of financial possibilities, enabling users to take control of their money with confidence. The integration of savings, loans, and shopping capabilities in one app reflects the evolving landscape of digital banking and its role in everyday financial management.

For further assistance, users can contact Maya support at (+632) 8845 7788 or visit their office at Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines.